Getting a $25,000 personal loan with bad credit may not be the best idea, even if you qualify. If you need a personal loan, for any amount, you should start by checking your credit score. Jan 28, 2026learn how to get a $25,000 personal loan, requirements needed to qualify for all credit types, the cost and how to get a low interest rate.
Nov 20, 2024see our picks for the best $25,000 personal loans. Dec 17, 2025upstart personal loans offer fast funding and may be an option for borrowers with low credit scores or thin credit histories. Aug 22, 2024to qualify for a $25,000 personal loan, you’ll usually need good to excellent credit.
Get familiar with other personal loan requirements and how to apply. Compare low-rate personal loans for all credit types—see your options instantly. Jul 20, 2025generally speaking, you’re more likely to be approved for a $25,000 personal loan if you have a stronger credit score, steady income, and low debt levels overall.
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