Problem applies to a question or difficulty calling for a solution or causing concern. Dealing with a moral or social problem: There are nine meanings listed in oed's entry for the noun problem, three of which are labelled obsolete.
Has financial and emotional problems. A problem is a question or puzzle that is intended to be solved or to be deeply thought about. Your teacher may present a problem to the class so you can use what you’ve learned to.
A problem can be defined as a situation or an issue that needs to be resolved or dealt with.
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